CHAS, Merdeka Generation and Pioneer Generation dental subsidies
Toothsmith is a CHAS dental clinic. If you hold a CHAS Blue, CHAS Orange, Merdeka Generation or Pioneer Generation card, you receive a government subsidy on 18 common dental treatments here. Below: what is covered, how much is subsidised, and the yearly limits (MOH schedule effective 1 October 2025, current as at October 2026).
How CHAS works at the dentist
- Show your valid CHAS, MG or PG card (physical or digital) and NRIC at registration.
- Your dentist examines you and recommends treatment. CHAS requires a clinical assessment for each procedure claimed.
- You are told the fee and the subsidy before treatment.
- After treatment, you pay the fee minus the CHAS subsidy and receive an itemised bill showing both.
- For multi-visit procedures (dentures, crowns, root canal treatment), the subsidy is claimed when the procedure is completed, and the procedure must be completed before your card expires.
CHAS dental subsidy table (effective 1 October 2025)
Maximum subsidy per claim. The subsidy cannot exceed the fee charged for that procedure.
| Procedure | CHAS Orange | CHAS Blue | Merdeka Generation | Pioneer Generation |
|---|---|---|---|---|
| Basic and preventive | ||||
| Consultation | $13.50 | $20.50 | $25.50 | $30.50 |
| Scaling | $20.00 | $30.00 | $35.00 | $40.00 |
| Polishing | $13.50 | $20.50 | $25.50 | $30.50 |
| Topical fluoride | $13.50 | $20.50 | $25.50 | $30.50 |
| X-ray | $7.50 | $11.00 | $16.00 | $21.00 |
| Extraction, front tooth | $19.00 | $28.50 | $33.50 | $38.50 |
| Extraction, back tooth | $45.50 | $68.50 | $73.50 | $78.50 |
| Filling, simple | $20.00 | $30.00 | $35.00 | $40.00 |
| Filling, complex | $33.50 | $50.00 | $55.00 | $60.00 |
| Re-cementation (crown or bridge) | $23.50 | $35.00 | $40.00 | $45.00 |
| Restorative | ||||
| Denture reline or repair | $50.00 | $75.00 | $80.00 | $85.00 |
| Permanent crown | $410.00 | $615.00 | $620.00 | $625.00 |
| Complete denture (per jaw) | $272.50 | $408.50 | $413.50 | $418.50 |
| Partial denture, complex (6+ teeth) | $257.00 | $385.50 | $390.50 | $395.50 |
| Partial denture, simple (under 6 teeth) | $202.50 | $304.00 | $309.00 | $314.00 |
| Root canal, front tooth | $217.50 | $326.00 | $331.00 | $336.00 |
| Root canal, premolar | $308.50 | $462.50 | $467.50 | $472.50 |
| Root canal, molar | $389.50 | $584.50 | $589.50 | $594.50 |
Source: MOH / CHAS, Enhanced CHAS Dental Subsidy Caps, Annex A, 1 September 2025. CHAS Green cards do not carry dental subsidies.
Yearly claim limits
| Procedure | Limit |
|---|---|
| Consultation | 2 per calendar year, at least 6 months apart. A full oral examination must be done. Reviews during or after a treatment are not claimable as consultations. |
| Scaling | 2 per calendar year |
| Polishing | 2 per calendar year |
| Topical fluoride | 2 per calendar year |
| X-rays | 6 per calendar year |
| Fillings (simple and complex combined) | 6 per calendar year |
| Extractions (all types combined) | 4 per calendar year |
| Root canal treatment (all tooth types combined) | 2 per calendar year |
| Permanent crowns | 4 per calendar year |
| Re-cementation | 2 per calendar year |
| Denture reline or repair | 1 upper and 1 lower per calendar year |
| Dentures (complete or partial) | 1 upper and 1 lower per 3 calendar years |
Only one CHAS claim can be made per patient per day, even if you return the same day for a different procedure. Several procedures done at the same visit (for example consultation, scaling, polishing and an X-ray) are submitted together as one claim.
Worked examples
Subsidy is deducted from the fee at the counter; you pay the balance.
| Treatment | Fee (incl. GST) | CHAS Orange | CHAS Blue | Merdeka Generation | Pioneer Generation |
|---|---|---|---|---|---|
| Permanent crown | $850 | subsidy $410 you pay $440 | subsidy $615 you pay $235 | subsidy $620 you pay $230 | subsidy $625 you pay $225 |
| Molar root canal treatment | $1,000 | subsidy $389.50 you pay $610.50 | subsidy $584.50 you pay $415.50 | subsidy $589.50 you pay $410.50 | subsidy $594.50 you pay $405.50 |
| Molar root canal + crown | $1,850 | subsidy $799.50 you pay $1,050.50 | subsidy $1,199.50 you pay $650.50 | subsidy $1,209.50 you pay $640.50 | subsidy $1,219.50 you pay $630.50 |
Patients aged 60 and above can also apply Flexi-MediSave of up to $400 a year to root canal treatment and permanent crowns. For example, a Pioneer Generation patient having a molar root canal and crown ($1,850) would pay $630.50 after CHAS, and $230.50 in cash after using $400 of Flexi-MediSave. See MediSave & Flexi-MediSave.
MOH dental fee benchmarks
Since 1 October 2025, MOH has published recommended fee ranges for the 18 CHAS dental procedures, and CHAS dental clinics are required to display them beside their price list. They are a reference for typical cases, not a cap. The full list is displayed at the clinic and published on the MOH website.
Frequently asked questions
Who is eligible for CHAS dental subsidies?
What do I need to bring?
How many subsidised visits can I have each year?
Which dental treatments are not covered by CHAS?
Do I still pay anything?
Can I use CHAS together with MediSave or Flexi-MediSave?
Does CHAS cover a dental emergency?
How do I check my remaining CHAS claims?
How do I apply for a CHAS card?
Questions about your teeth?
Book a check-up. You will hear what we find, the options and the fee before anything is done.